Refund and Reparation

It is the mind, it is the engram, the locks, the secondaries, the gathered experience summated, which gives the preclear his difficulties.  It is not that a preclear kills somebody and then thinks, "That's bad," and suffers for it. Conscience, and so on, is a mechanism of the mind. The preclear kills somebody, gets a picture of it, and the picture collapses on all the other pictures of his killing people up and down the track and he gets frantic. It adds the consequence; it adds the liability.

It could almost be said that the consequence of living here on Earth is to have a mind.